Mercedes-Benz Finance Center

Welcome to Our Financing Department

Welcome to Mercedes-Benz of Stockton's Finance Department, your auto loan and car lease resource. We're eager to provide financing for your new car, or we can assist in used car financing. Check out our online car loan calculator for an instant car loan rate. Then, proceed to our online finance application.

All types of credit, from good to bad, can qualify for an auto loan. No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Mercedes-Benz of Stockton has strong relationships and is committed to finding you the perfect car loan company to suit your car finance needs.

Low interest car loans are available for customers with existing loans. We can help you refinance your car loan or adjust the term of the contract. You're just a step away from approved car financing!

Contact Information*

Purchase Timeframe

Tuyet Tran
10 years with Mercedes-Benz of Stockton
Stockton resident for over 10 years

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Finance Your Next Car at Mercedes-Benz of Stockton

Choosing which features you like most and imagining yourself behind the wheel of the vehicle of your dreams is the fun part, but when it's time to start looking at financing, many from the Lodi area start to feel stressed. And it's easy to see why so many get a headache just thinking about financing their next car. Financing can be time-consuming, complicated, and expensive.

At Mercedes-Benz of Stockton, we believe there is an easier way. Our team of finance experts works with you to find reasonably priced auto leases and car loans. You won't need to shop all around the Galt area when you can find your next Mercedes-Benz model with us as well as financing that takes into account your individual needs.

We take pride in our finance team's ability to work with both Lathrop drivers and lending institutions to find affordable rates and terms, allowing you to find financing for a Mercedes-Benz model that comes with all the features that you want. If you're unsure whether a loan or a lease would suit your budget and lifestyle best, allow us to run through some of the benefits of each.

The Advantages of Leasing

One of the most notable advantages to leasing is the lower monthly payments. Leasing your vehicle means that you are paying for the depreciation of the vehicle instead of the total cost, allowing for your down payment and monthly payments to be lower than if you took out a loan. This allows you to choose more available luxury features and amenities that you want.

If you choose a new Mercedes-Benz model, then it is likely that your warranty will last the duration of your lease. Having a warranty allows you to save money on repairs and maintenance. And when your lease is done, you can drop off your leased car, pay any final fees incurred, and move on to your next vehicle without the hassle of haggling for a fair price and finding a buyer.

Leasing can also be a great way to build credit by paying your monthly payments on time.

The Benefits of a Car Loan

While you may be paying more in monthly payments and a down payment, you may be saving more in the long run by taking out a loan. The whole point of a loan is that eventually the car is yours and you can stop paying monthly payments. This means that you can get years of use without paying a monthly cost and do whatever you want with the vehicle.

Loans are also a good option for those in the Lodi area that put a lot of miles on their cars. With a loan, you can drive as much as you need to without worrying about a going over your lease's mileage cap. When you have a loan, you can also gain equity, which isn't something a lease can do.

When you're ready to find your next vehicle, you can use the value of your vehicle towards to save you potentially thousands on your next vehicle.

Even More Reasons to Finance with Us near Lathrop

For even more savings, be sure to keep an eye out for our new Mercedes-Benz specials. With these, you can find savings on our top Mercedes-Benz models and enjoy a higher model level and more available features than you may have thought was possible. Be sure to check out our specials regularly to find a deal that works for you.

Getting all your financing done in one sitting can be exhausting, and that's why we offer an online finance application. You can get a head start from home and get pre-qualified for financing by taking a few minutes to fill out this application. This application can also give you a clearer idea of what rates you qualify for, allowing you to narrow your search.

Have more questions about financing with us at Mercedes-Benz of Stockton? Contact us and one of our friendly finance team members would be happy to answer any question that you have. We look forward to hearing from you!

Mercedes-Benzof Stockton

10777 Trinity Parkway
Directions Stockton, CA 95219

  • Sales: 209-944-5511


  • Monday 9:00am - 7:00pm
  • Tuesday 9:00am - 7:00pm
  • Wednesday 9:00am - 7:00pm
  • Thursday 9:00am - 7:00pm
  • Friday 9:00am - 7:00pm
  • Saturday 9:00am - 7:00pm
  • Sunday 10:00am - 6:00pm